Multi-brand fuel cards: the 2026 comparison

A single-brand fuel card (TotalEnergies, Shell, bp…) restricts drivers to one brand's network. That's fine for a local fleet that always operates in the same area. It becomes a handicap the moment journeys extend or the brand's network is sparse along a stretch of motorway. A multi-brand card, on the other hand, is accepted at multiple fuel retailers: the driver fills up where they happen to be, not where the brand permits.

Recent comparisons consistently show that multi-brand cards like Ticket Fleet Pro, DKV or WEX reduce detours and simplify life for both drivers and fleet managers^[1]. This is the essential starting point for any serious comparison.

Acceptance network. This is criterion number one. UTA Full Service claims around 5,500 stations in France, EasyFuel Pro more than 4,000^[2]. The denser the network, the lower the risk of detours — particularly valuable for fleets operating away from major routes. Also check European coverage if your drivers cross borders: DKV and Shell place particular emphasis on this.

Cost and fees. The card itself has a price (subscription or setup fee), but the cost that escalates quickly is the transaction fee per fill-up and the margin on the price per litre. Compare both, not just the headline subscription price.

Associated services. This is where offerings truly diverge in 2026: does the card also cover electronic tolls, EV charging, and expense reports? Is it connected to a back-office with per-driver spending limits, fraud alerts, and accounting exports? A card that only handles fuel will force you to juggle between multiple providers — exactly the fragmentation you were trying to avoid.

Control scope. Per-card limits, period limits, remote blocking, geo-restrictions: the quality of the management tools often makes more difference than the advertised rate, especially on a fleet of several dozen vehicles.

The market is divided between a few large networks and more recent entrants. Comparison sites regularly cite the same names^[3][4]:

Greenway takes a different approach: rather than adding another fuel card to the market, it offers a multi-brand fuel card integrated into a suite that also covers EV charging, electronic tolls, expense reports and reporting, all managed from a single back-office, with 1% of every transaction donated to the Greenway Foundation through the 1%ForAll® programme.

The advertised price, the monthly subscription, tells you almost nothing about the real cost. A card that's "free" to issue can end up far more expensive than a fixed-subscription card once a fleet fills up frequently. The cost hides in two variable items: transaction fees per fill-up (often 1 to 2% of the amount) and the margin on the price per litre — not to mention TICPE fuel tax recovery, which is a topic in its own right. The ranges below, observed across the main issuers, give an indication of scale^[5][6][7]:

The lesson is illustrated in the diagram below: for an active fleet (20 fill-ups/month, average fill-up ~€60), a "free" card charged at 1.5% per fill-up works out to around €18/month in fees, six times the fixed subscription of a pump-price card. The more the fleet drives, the wider the gap becomes.

Beyond these three items, watch out for hidden fees: account management, card replacement, paper statements, early termination. A low subscription offset by heavy administrative charges is not a good deal — ask for the projected total annual cost based on your actual volume before signing.

Three questions are enough to guide your decision. 1) Do your drivers travel abroad? If so, European coverage (DKV, UTA, Shell) becomes critical. 2) Do you have an electric or hybrid fleet? If so, the card must handle EV charging on the same basis as fuel. Otherwise you're creating another silo. 3) How many providers are you managing today? If the answer is "several" (fuel on one side, tolls on another, expense reports with a third), the selection criterion is no longer just the network but the ability to consolidate everything.

On that last point, the gain isn't measured in pence per litre but in management time: a single fleet management platform that consolidates fuel, charging, plus expense reports is often worth more than a slightly denser network. To go further on fleet management, our comparison of fleet management software completes the picture.

The right reflex, even before comparing rates, is to quantify the fragmentation. Reconciling three statements, managing three customer service teams, integrating three accounting feeds: this is management time that appears in no pricing grid but weighs on the total cost. For a fleet of around thirty vehicles, consolidating fuel, tolls, as well as expense reports onto a single platform often saves the equivalent of a half-time administrative role — it's that gain, not the penny per litre, that justifies switching providers.