Business payment cards · 1% donated on every transaction
THE CARDS Overview Purchase Energy Corporate Meal voucher Travel Toll badge
Card 03 · Meal voucher

The meal voucher debited on use, never in advance.

A CNTR-certified card, with employee funds ring-fenced and protected. You no longer front the cash: the company is debited as vouchers are actually spent : and unused vouchers are donated to the Greenway Foundation, rather than padding the issuer's margin.

Debited on useCNTR-certifiedProtected funds100% of the affiliated network
greenway Meal voucher
RESTAURANT SUPERMARKET
5219 •••• •••• 4408
MEAL VOUCHER · CNTR ✓
0 €
fronted · debited on use
100 %
affiliated restaurants & supermarkets
25 € toppable
daily cap, personal card as back-up
CNTR
certified · funds ring-fenced & protected
Déjeuner d’équipe avec la carte titre-restaurant Greenway
01 Debit on use & protected funds

You pay for meals actually eaten, not a dormant pot.

Prepaid solutions make you load the cards at the start of the month and freeze your cash. Greenway debits the company as payments actually happen : and keeps employee funds ring-fenced.

Debit on use: the company is charged when the employee pays, not a month ahead
Ring-fenced & protected funds: the employee balance is isolated from the balance sheet, compliant with electronic-money regulation
CNTR-certified: issuance compliant with the rules of the National Meal-Voucher Commission (CNTR)
Zero cash advance, zero expired vouchers at your expense : you only pay what is actually spent
MEAL-VOUCHER STATEMENT · MAY 2026 debit on use
240 employees · 20 working days
Vouchers allocated (theoretical) €38,400.00
Vouchers actually used €31,092.40
Unused · not invoiced − €7,307.60
Employer share (≈ 54%) €16,789.90
Debited to the company €16,789.90
Example · invoiced on consumption, not on load
02 Network & usage

Accepted at 100% of restaurants and supermarkets.

Mastercard network and CNTR affiliation: the card works everywhere meal vouchers are accepted : within the legal limits on use and cap set by regulation.

A

Restaurants & delivery

Dine-in, take-away or delivery : restaurants, bakeries, caterers and affiliated platforms.

B

Supermarkets & grocers

All food products in large retailers : extended use prolonged until 31 December 2026.

C

Automatic compliance

€25/day cap, working days, authorised categories: CNTR rules applied at the transaction.

D

Card, mobile & contactless

Contactless physical card, Apple Pay and Google Pay : payment to the nearest cent, in-store and online.

USAGE RULES · 2026 CNTR-compliant
Applied to every payment
Meals & food products allowed
Daily cap €25
Usage days Mon → Sat
Alcohol & non-food items blocked
Sunday & public holidays on waiver
Example · control applied automatically at the transaction
03 Going over the cap

The bill tops €25? The personal card takes over.

The employee links their personal bank card in the app. Beyond the daily cap, the surplus is charged automatically to their account : a single payment, nothing left on the table.

The meal voucher covers up to €25, within the balance and daily cap
The surplus is charged to the personal bank card, in a single transaction
No advance for the merchant, no remainder to settle at the till for the employee
Optional and controlled by the employee, from the Greenway app
PAYMENT SIMULATOR personal card linked
Lunch bill
Meal voucher €25.00
Personal bank card €7.00
Total paid €32.00
€25 cap reached · €7.00 charged to the personal card, in one payment
04 Caps & tax 2026

The face value optimised, the exemption preserved.

Greenway configures the voucher value and the employer share to stay within the URSSAF exemption zone : and flags any overshoot before issuance.

€7.32

Employer exemption

2026 cap on employer contribution exempt from social contributions and tax, per voucher and per day.

50-60%

Employer share

The contribution must represent between 50% and 60% of the face value to qualify for the exemption.

€12.20-14.64

Optimal face value

The range that maximises the benefit in 2026 while staying exempt : configured by Greenway.

VALIDITY Vouchers valid over the calendar year of issuance, extended to the end of February N+1. Automatic balance carry-over, with no employee reminder campaign.
Pause déjeuner financée par l’employeur avec la carte Greenway
05 1%ForAll® & unused vouchers
1%
ForAll®
FROM EVERY TRANSACTION · DONATED

Forgotten vouchers aren't a margin. They become impact.

With prepaid issuers, unconsumed and expired vouchers often end up as product for the issuer. At Greenway, they are donated to the Greenway Foundation : like the 1% taken from every transaction.

1% of every transaction + 100% of unused vouchers, donated to certified environmental and social projects. Measurable, auditable, returned in your impact reporting.

Discover 1%ForAll® →

Frequently asked questions

How does pay-as-you-use debiting work?

The company is charged when the employee pays, not a month in advance as with prepaid cards. The result: no cash advance and no expired vouchers at your expense : you only pay for what is actually spent.

Is the Greenway luncheon card certified?

Yes, it is CNTR-certified (France’s National Luncheon Voucher Commission). Employee balances are ring-fenced and protected, isolated from the company balance sheet, in line with regulation.

What is the daily limit and where can the card be used?

The limit is €25/day on business days. On the Mastercard network and CNTR affiliation, the card works at restaurants, bakeries, caterers and for delivery, as well as on grocery food items (extended use continued until 31 December 2026).

What happens above the limit?

The employee can link their personal bank card in the app. The voucher covers up to €25, then the surplus is charged to their personal card in a single transaction : with nothing left to settle at the till. The option is employee-controlled.

What face value keeps the benefit exempt from social charges?

The employer contribution must be between 50% and 60% of the face value to qualify for the exemption. Greenway sets the voucher value to stay within the 2026 exempt range and flags any overage before issuance. Vouchers are valid for the calendar year, extended to end of February the following year, with automatic balance carry-over.

The meal-voucher card, debited on use and donated to impact. Request a demo.

Request a demonstration Response within 48 h · cards issued within 5 days